Debt collection -- Attempts to collect debt not owed -- Complaint #4792044

Complaint Overview

Complaint ID: 4792044

Company: Experian Information Solutions INC.

Product: Debt collection

Sub-Product: Other debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was result of identity theft

State: Pennsylvania

ZIP Code: XXXXX

Date Received: 2021-10-08T12:00:00-05:00

Date Sent to Company: 2021-10-08T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Account number : XXXX ( XXXX XXXX ) Account status : Closed Date opened : XX/XX/XXXX Account type : Cell Phone Balance : {$200.00} Status date : Date the creditor last reported information about the account payment status. XX/XX/XXXX Account number : XXXX ( XXXX ) Account status : Closed Date opened : XX/XX/XXXX Status date : Date the creditor last reported information about the account payment status. XX/XX/XXXX Account type : Utility Balance : {$180.00} After a recent review of my Experian credit report I noticed the two accounts listed above that are in collections. I had no knowledge of these accounts, I had no accounts with XXXX during the time of the accounts and I believe they were opened fraudulently or is simply an error. I have filed a identity theft report with FTC and have been reaching out to the companies thats reporting this information.

Frequently Asked Questions

What is Complaint #4792044 about?

Complaint #4792044 was filed against Experian Information Solutions INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2021-10-08T12:00:00-05:00.

How did Experian Information Solutions INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Experian Information Solutions INC.?

Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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