Debt collection -- Attempts to collect debt not owed -- Complaint #4785082

Complaint Overview

Complaint ID: 4785082

Company: PNC Bank N.A.

Product: Debt collection

Sub-Product: I do not know

Issue: Attempts to collect debt not owed

Sub-Issue: Debt is not yours

State: Alabama

ZIP Code: 35802

Date Received: 2021-10-06T12:00:00-05:00

Date Sent to Company: 2021-10-06T12:00:00-05:00

Company Response: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

BBVA USA now PNC is trying to collect a debt that I dont owe. Its been more than two years since I closed my account with them and after that they probably keep charging and charging into that account to then send me a collection debt. How if I closed more than two years ago this account, they unscrupulously keep sending me their marketing ( I called to stop them from sending me as well their marketing, they are not in compliance with that ), and keep charging me money that I dont owe. I called today XX/XX/2021, I did two different phone calls. The first phone call hang up because I requested to speak with a XXXX customer service not a translator. My second phone call deny me the service because I requested the phone call to not be recorder, I know my rights and I can deny that, also he refused to include any names. Also, I dont even have on the documents the amount they says I owe to them. I want this company to stop harassing me with their marketing and tactics to collect money that I dont owe.

Frequently Asked Questions

What is Complaint #4785082 about?

Complaint #4785082 was filed against PNC Bank N.A. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2021-10-06T12:00:00-05:00.

How did PNC Bank N.A. respond to this complaint?

The company responded with: "Closed with monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against PNC Bank N.A.?

Yes, visit the PNC Bank N.A. company profile at readthecomplaint.com/company/pnc-bank-n-a to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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