Debt collection -- Written notification about debt -- Complaint #4778260
Complaint Overview
Complaint ID: 4778260
Company: Ability Recovery Services, LLC
Product: Debt collection
Sub-Product: I do not know
Issue: Written notification about debt
Sub-Issue: Didn't receive enough information to verify debt
State: Texas
ZIP Code: 78258
Date Received: 2021-10-04T12:00:00-05:00
Date Sent to Company: 2021-10-04T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
This company has reported a collection to my credit reports without contacting me first and secondly they are reporting INCOMPLETE and INACCURATE information that immediately damaged my credit.
Frequently Asked Questions
What is Complaint #4778260 about?
Complaint #4778260 was filed against Ability Recovery Services, LLC regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2021-10-04T12:00:00-05:00.
How did Ability Recovery Services, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Ability Recovery Services, LLC?
Yes, visit the Ability Recovery Services, LLC company profile at readthecomplaint.com/company/ability-recovery-services-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.