Debt collection -- Attempts to collect debt not owed -- Complaint #4774882
Complaint Overview
Complaint ID: 4774882
Company: Persolve, LLC - Legal - Series 2
Product: Debt collection
Sub-Product: Auto debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Alabama
ZIP Code: 35401
Date Received: 2021-10-03T12:00:00-05:00
Date Sent to Company: 2021-10-03T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I received information from you attempting to collect the above-listed alleged debt. Please be further advised, I dispute the validity of the alleged debt in its entirety. Further I request verification of the alleged debt, including, the name and address of the original creditor, along with a copy of a signed contract with the creditor. You are illegally attempting to collect an alleged debt and money that I do not owe. As per the law, cease and desist all collection activity, including credit reporting. I have no knowledge of this company or alleged debt or have a signed contract with this company to do business with them. I have disputed this debt with the credit bureaus and it came back verified i have since then contacted the company and haven't received a response. Where are the documents that your company used to verify that you are reporting these accounts accurately? What is the name of the person in your company who verified the accuracy of this account? What documents did they use to verify them? Please provide me with the name of that individual, their company title, and telephone number as well as copies of the documents that they used to verify that this disputed item are being reported accurately.
Frequently Asked Questions
What is Complaint #4774882 about?
Complaint #4774882 was filed against Persolve, LLC - Legal - Series 2 regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2021-10-03T12:00:00-05:00.
How did Persolve, LLC - Legal - Series 2 respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Persolve, LLC - Legal - Series 2?
Yes, visit the Persolve, LLC - Legal - Series 2 company profile at readthecomplaint.com/company/persolve-llc-legal-series-2 to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.