Credit card or prepaid card -- Trouble using the card -- Complaint #4773958

Complaint Overview

Complaint ID: 4773958

Company: Capital One Financial Corporation

Product: Credit card or prepaid card

Sub-Product: Gift card

Issue: Trouble using the card

Sub-Issue: Trouble using the card to spend money in a store or online

State: Wisconsin

ZIP Code: 53217

Date Received: 2021-10-03T12:00:00-05:00

Date Sent to Company: 2021-10-03T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I had gift card with Sacks Fifth Avenue, balance from card was stolen by someone, supposedly someone purchase some jewellery item and shipped to State or FL and multiple requests to a company to clarify was no avail. Company provided contradictory info and never provided to where funds or items were shipped, to whom, and I was recycled for 2 years. Company scammed me.

Frequently Asked Questions

What is Complaint #4773958 about?

Complaint #4773958 was filed against Capital One Financial Corporation regarding Credit card or prepaid card specifically about Trouble using the card. It was received by the CFPB on 2021-10-03T12:00:00-05:00.

How did Capital One Financial Corporation respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.

Can I see other complaints against Capital One Financial Corporation?

Yes, visit the Capital One Financial Corporation company profile at readthecomplaint.com/company/capital-one-financial-corporation to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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