Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #4773812
Complaint Overview
Complaint ID: 4773812
Company: Transworld Systems INC
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: New York
ZIP Code: 128XX
Date Received: 2021-10-02T12:00:00-05:00
Date Sent to Company: 2021-10-02T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
This is my 2nd complaint. I have requested validation of the alleged debt, not verification, in writing twice. The company is either unwilling or unable to do so. This is a violation of the FDCPA. I have disputed with XXXX. This company continues to report to XXXX which is a violation of the FCRA. They have removed it from XXXX but not XXXX. They have had months since my last complaint to either validate the debt or remove the credit bureau listing. Simply sending a copy of a bill is not enough. This bill goes back to when the utility company was own by a different company. This bill shows service being billed while I had an active account at the same address. This bill has only one number different in the account number. I believe this to be a mistake. A bill does not provide enough information for me to research my own records. There is nothing that proves I ever agreed to be responsible for this alleged debt. I have exhausted my resources and I will be pursuing litigation shortly.
Frequently Asked Questions
What is Complaint #4773812 about?
Complaint #4773812 was filed against Transworld Systems INC regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2021-10-02T12:00:00-05:00.
How did Transworld Systems INC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transworld Systems INC?
Yes, visit the Transworld Systems INC company profile at readthecomplaint.com/company/transworld-systems-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.