Debt collection -- Communication tactics -- Complaint #4773619

Complaint Overview

Complaint ID: 4773619

Company: Hcfs Healthcare Financial Services Of Teamhealth

Product: Debt collection

Sub-Product: Medical debt

Issue: Communication tactics

Sub-Issue: Frequent or repeated calls

State: Florida

ZIP Code: 32746

Date Received: 2021-10-02T12:00:00-05:00

Date Sent to Company: 2021-10-02T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I had lab work done at XXXX XXXX during XX/XX/XXXX. My medical information was shared with a collection agency, Account Resolution Services, now I am be charged {$2000.00} since XX/XX/XXXX. I've attempted on two occasions sending letters to ARS for debt validation on XX/XX/XXXX, and XXXX, and each time the company has failed to validate the debt bearing proof of my signature or any contract I signed for ARS to have authorization to collect a debt. Instead ARS has sent a notice of amount due and medical information, services of lab work done which I know is a direct violation of HIPPA regulations. I've written the three credit agencies on XX/XX/XXXX, explaining that ARS has violated my medical rights committing a HIPPA violation, did not validate the debt or have proof of my signature, and to correct my credit file. As of today only XXXX has corrected my credit file. Now I ask that you investigate this direct form of violation and please delete this information from my credit file and cease all collection activity immediately.

Frequently Asked Questions

What is Complaint #4773619 about?

Complaint #4773619 was filed against Hcfs Healthcare Financial Services Of Teamhealth regarding Debt collection specifically about Communication tactics. It was received by the CFPB on 2021-10-02T12:00:00-05:00.

How did Hcfs Healthcare Financial Services Of Teamhealth respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Hcfs Healthcare Financial Services Of Teamhealth?

Yes, visit the Hcfs Healthcare Financial Services Of Teamhealth company profile at readthecomplaint.com/company/hcfs-healthcare-financial-services-of-teamhealth to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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