Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #4766329
Complaint Overview
Complaint ID: 4766329
Company: Equifax, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Old information reappears or never goes away
State: Oklahoma
ZIP Code: 741XX
Date Received: 2021-09-29T12:00:00-05:00
Date Sent to Company: 2021-09-29T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Hi- On XXXX I opened an account with XXXX XXXX XXXX XXXX which pulled my credit report from Equifax . On that report was a collection from XXXX XXXX which doesn't show up on my reports obtained directly from Equifax dated XXXX or XXXX. This debt/account is beyond the statute of limitations and Equifax has been deceptive in providing reports to me which do not show this account, while at the same time providing lenders/banks this negative information behind my back.
Frequently Asked Questions
What is Complaint #4766329 about?
Complaint #4766329 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2021-09-29T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.