Debt collection -- Attempts to collect debt not owed -- Complaint #4760946

Complaint Overview

Complaint ID: 4760946

Company: Sunrise Credit Services, INC

Product: Debt collection

Sub-Product: Other debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt is not yours

State: Texas

ZIP Code: 76011

Date Received: 2021-09-28T12:00:00-05:00

Date Sent to Company: 2021-10-07T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Around XX/XX/2020, I called XXXX XXXX XXXX XXXXXXXX to have service in my service and they were supposed to ship me an equipment. However the equipment took so long and i cancelled the service. The equipment still arrived and once i received their equipment, i called them and asked them how to return the equipment and XXXX XXXX XXXX told me to return it at any XXXX store. So I went and return the equipment. I NEVER CALLED XXXX XXXX XXXX to activate their equipment and I HAVE USED XXXX XXXX XXXX XXXX XXXX for any places I have been. So I was surprised that XXXX XXXX XXXX send my information for collection debt to an agency called SUNRISE CREDIT SERVICES located at XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NY XXXX. I called that agency and told them I have never had any type of business service with XXXX XXXX XXXX XXXX but since they are a collector agency, the only thing they want is to wrongfully collect your money unfairly.

Frequently Asked Questions

What is Complaint #4760946 about?

Complaint #4760946 was filed against Sunrise Credit Services, INC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2021-09-28T12:00:00-05:00.

How did Sunrise Credit Services, INC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Sunrise Credit Services, INC?

Yes, visit the Sunrise Credit Services, INC company profile at readthecomplaint.com/company/sunrise-credit-services-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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