Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #4746640
Complaint Overview
Complaint ID: 4746640
Company: National Credit Adjusters, LLC
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: Texas
ZIP Code: 75231
Date Received: 2021-09-22T12:00:00-05:00
Date Sent to Company: 2021-09-22T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I had an account with XXXX XXXX XXXX XXXX in which there were several reasons as to why the debt was not valid and should not be appearing on my credit report. I submitted the complaint to XXXX and successfully had the account removed. However, In XXXX of this a collection agent, National Credit Adjuster, who had apparently purchased this account posted an unpaid collection on my credit report with experian. I have made numerous attempts with XXXX to dispute this item on my credit report and have had no success. If the original underlying account was found not to be reportable then the subsequent collection of that same account should not be reportable as well.
Frequently Asked Questions
What is Complaint #4746640 about?
Complaint #4746640 was filed against National Credit Adjusters, LLC regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2021-09-22T12:00:00-05:00.
How did National Credit Adjusters, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against National Credit Adjusters, LLC?
Yes, visit the National Credit Adjusters, LLC company profile at readthecomplaint.com/company/national-credit-adjusters-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.