Debt collection -- Attempts to collect debt not owed -- Complaint #4746344
Complaint Overview
Complaint ID: 4746344
Company: Pacific Credit Exchange Corporation
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
State: California
ZIP Code: 92114
Date Received: 2021-09-22T12:00:00-05:00
Date Sent to Company: 2021-09-22T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
This company has infringed on my right to privacy, I have never given this company any right to have my personal information. This company was trying to collect on an alleged debt. This company reported unverified inaccurate information to the consumer reporting agencies, which has greatly harmed my ability to offer or extend my credit to other financial institutions. This is against federal laws.
Frequently Asked Questions
What is Complaint #4746344 about?
Complaint #4746344 was filed against Pacific Credit Exchange Corporation regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2021-09-22T12:00:00-05:00.
How did Pacific Credit Exchange Corporation respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Pacific Credit Exchange Corporation?
Yes, visit the Pacific Credit Exchange Corporation company profile at readthecomplaint.com/company/pacific-credit-exchange-corporation to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.