Debt collection -- Attempts to collect debt not owed -- Complaint #4740750

Complaint Overview

Complaint ID: 4740750

Company: Firstpoint Collection Resources

Product: Debt collection

Sub-Product: Other debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was paid

State: Virginia

ZIP Code: 24019

Date Received: 2021-09-21T12:00:00-05:00

Date Sent to Company: 2021-09-21T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I had interaction with this company on XXXX the XXXX at XXXX I spoke with a representative there that advised me that this payment would be sent over to XXXX XXXX XXXX XXXX XXXX on the XXXX payment report. I waited until mid XXXX as advised by the representative and contacted XXXX XXXX to see if the report had been provided to them yet they advised that it has not. We contacted the company together and XXXX XXXX was advised that payment has been made in full with no issues and the payment wouldnt be made to XXXX XXXX until the end of XXXX when they submit another report this is unacceptable and they have had ample amount of time to get this resolved! Then yesterday I was notified by my credit report alerts that this account was updated as still negative which I disputed with documentation of payment!

Frequently Asked Questions

What is Complaint #4740750 about?

Complaint #4740750 was filed against Firstpoint Collection Resources regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2021-09-21T12:00:00-05:00.

How did Firstpoint Collection Resources respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Firstpoint Collection Resources?

Yes, visit the Firstpoint Collection Resources company profile at readthecomplaint.com/company/firstpoint-collection-resources to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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