Debt collection -- Written notification about debt -- Complaint #4734081
Complaint Overview
Complaint ID: 4734081
Company: Merchants Financial Guardian, INC.
Product: Debt collection
Sub-Product: Other debt
Issue: Written notification about debt
Sub-Issue: Didn't receive enough information to verify debt
State: California
ZIP Code: 92505
Date Received: 2021-09-19T12:00:00-05:00
Date Sent to Company: 2021-09-19T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Initial Supposed debt : {$39000.00} XXXX Have received 10 letters from the collection company, some are date almost a year later after our responses ( I have always responded to their letters requesting confirmation of debt, never have had them confirm the supposed debt )
Frequently Asked Questions
What is Complaint #4734081 about?
Complaint #4734081 was filed against Merchants Financial Guardian, INC. regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2021-09-19T12:00:00-05:00.
How did Merchants Financial Guardian, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Merchants Financial Guardian, INC.?
Yes, visit the Merchants Financial Guardian, INC. company profile at readthecomplaint.com/company/merchants-financial-guardian-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.