Debt collection -- Written notification about debt -- Complaint #4733171
Complaint Overview
Complaint ID: 4733171
Company: Capital One Financial Corporation
Product: Debt collection
Sub-Product: Credit card debt
Issue: Written notification about debt
Sub-Issue: Notification didn't disclose it was an attempt to collect a debt
State: New York
ZIP Code: 10462
Date Received: 2021-09-18T12:00:00-05:00
Date Sent to Company: 2021-09-18T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
To whom it may concern I The debtor want to agree to settle on three credit cards i owe money fund to i'm willing to do my amend to paid if a agreement is accepted is the total amount of {$9700.00} last payemnt done on this card was XXXX XXXX this debt add up from three credit card from Capital One Bank USA i ask if my request be granted accepted i'm wiliing to the best of my abilty to pay down on a lower arrangement payemnt, please i ask that if so that i recieve an email or phone call so that i could start with a settllement. Respectfully Debtor vs Creditor
Frequently Asked Questions
What is Complaint #4733171 about?
Complaint #4733171 was filed against Capital One Financial Corporation regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2021-09-18T12:00:00-05:00.
How did Capital One Financial Corporation respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Capital One Financial Corporation?
Yes, visit the Capital One Financial Corporation company profile at readthecomplaint.com/company/capital-one-financial-corporation to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.