Debt collection -- Written notification about debt -- Complaint #4731482
Complaint Overview
Complaint ID: 4731482
Company: Capital One Financial Corporation
Product: Debt collection
Sub-Product: Credit card debt
Issue: Written notification about debt
Sub-Issue: Didn't receive enough information to verify debt
State: New York
ZIP Code: 117XX
Date Received: 2021-09-17T12:00:00-05:00
Date Sent to Company: 2021-09-18T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I, the consumer, XXXX XXXX have been violated by CAPITAL ONE pursuant to Fair Debt Collection Practice Act. CAPITAL ONE has violated XXXX XXXX XXXX by not providing the required items, they have violated XXXX XXXX XXXX by receiving my Cease and Desist and still contacted me about this alleged Debt. Reference : Capital One Case : XXXX & CFPB Case : XXXX. Please refer to the attached documents for my documents, proof, and demand that was received my CAPITAL ONE on XX/XX/2021.
Frequently Asked Questions
What is Complaint #4731482 about?
Complaint #4731482 was filed against Capital One Financial Corporation regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2021-09-17T12:00:00-05:00.
How did Capital One Financial Corporation respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Capital One Financial Corporation?
Yes, visit the Capital One Financial Corporation company profile at readthecomplaint.com/company/capital-one-financial-corporation to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.