Debt collection -- Attempts to collect debt not owed -- Complaint #4730009

Complaint Overview

Complaint ID: 4730009

Company: The Receivable Management Services LLC

Product: Debt collection

Sub-Product: I do not know

Issue: Attempts to collect debt not owed

Sub-Issue: Debt is not yours

ZIP Code: XXXXX

Date Received: 2021-09-17T12:00:00-05:00

Date Sent to Company: 2021-09-17T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Apparently a Debt Collection company called Receivable Management showed up on my credit report in 2019. I have since been sending the company letter to delete this collections from my credit reports because I have no knowledge of this account and the account is not mine. The collections amount that is stated on my credit report is in the amount of {$360.00} and it says the original creditor is XXXX XXXX. This can not possibly be my account because I am still with XXXX XXXX. and have been for a while. I have tried to rectify the issue with the collection agency with a letter sent stating the issue and asking them to remove this collections account with the credit bureaus but they have yet to rectify this issue.

Frequently Asked Questions

What is Complaint #4730009 about?

Complaint #4730009 was filed against The Receivable Management Services LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2021-09-17T12:00:00-05:00.

How did The Receivable Management Services LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against The Receivable Management Services LLC?

Yes, visit the The Receivable Management Services LLC company profile at readthecomplaint.com/company/the-receivable-management-services-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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