Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #4729722

Complaint Overview

Complaint ID: 4729722

Company: Equifax, INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Information belongs to someone else

State: Maryland

ZIP Code: 219XX

Date Received: 2021-09-17T12:00:00-05:00

Date Sent to Company: 2021-09-17T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Good day, to whom it may concern, I am writing you today because I sent out dispute letters to Equifax on XX/XX/21 and it's been now almost 60 days and they have NOT responded to me at all regarding the inaccuracies that's being reported on my credit report. They are not taking me or my situation serious and this is causing me stress and built up anxiety because it's hurting me from getting a new home. I'm being seen as risky when I'm not and it's not fair that due to their mistakes I'm being labeled as risky when I'm actually not. I tried calling and emailing them still no reply.

Frequently Asked Questions

What is Complaint #4729722 about?

Complaint #4729722 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2021-09-17T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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