Vehicle loan or lease -- Getting a loan or lease -- Complaint #4718925
Complaint Overview
Complaint ID: 4718925
Company: Garcadia Financial LLC
Product: Vehicle loan or lease
Sub-Product: Loan
Issue: Getting a loan or lease
Sub-Issue: Confusing or misleading advertising or marketing
State: Georgia
ZIP Code: 30083
Date Received: 2021-09-14T12:00:00-05:00
Date Sent to Company: 2021-09-14T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
In accordance with 15 U.S. Code 1635, I, the alleged obligor, am hereby exercising my right to rescind the credit transaction which was allegedly executed on XX/XX/2021 for an auto refinance loan with a total of {$19000.00} between myself and Foursight Capital. This is because, Foursight Capital, the creditor, did not " clearly and conspicuously '' disclose, in accordance with regulations of the bureau, to me the alleged obligor, my right of rescission under 15 U.S. Code 1635. Note : this loan was first owned by XXXX XXXX XXXX who then sold loan to Foursight Capital.
Frequently Asked Questions
What is Complaint #4718925 about?
Complaint #4718925 was filed against Garcadia Financial LLC regarding Vehicle loan or lease specifically about Getting a loan or lease. It was received by the CFPB on 2021-09-14T12:00:00-05:00.
How did Garcadia Financial LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Vehicle loan or lease) and describe your issue in detail.
Can I see other complaints against Garcadia Financial LLC?
Yes, visit the Garcadia Financial LLC company profile at readthecomplaint.com/company/garcadia-financial-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.