Debt collection -- Took or threatened to take negative or legal action -- Complaint #4712309
Complaint Overview
Complaint ID: 4712309
Company: Equifax, INC.
Product: Debt collection
Sub-Product: Credit card debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened or suggested your credit would be damaged
State: Maryland
ZIP Code: 21117
Date Received: 2021-09-11T12:00:00-05:00
Date Sent to Company: 2021-09-29T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
There's a XXXX credit card on my reports and I have disputed several times for 2-3 years in a row. All three refused to acknowledge my complaints about the activity that's not mines. I have even been threatened by XXXX in writing before that they will forward the information to all XXXX credit bureaus to impact my score in a negative way and that's what has happened. Ive asked time again to remove the debt from my reports.
Frequently Asked Questions
What is Complaint #4712309 about?
Complaint #4712309 was filed against Equifax, INC. regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2021-09-11T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.