Debt collection -- Attempts to collect debt not owed -- Complaint #4710964
Complaint Overview
Complaint ID: 4710964
Company: Equifax, INC.
Product: Debt collection
Sub-Product: Other debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
State: South Carolina
ZIP Code: 29016
Date Received: 2021-09-10T12:00:00-05:00
Date Sent to Company: 2021-09-10T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Please submit to all 3 credit bureaus as of my first complaint. I've been doing credit repair for over 8 months now and none if the bureaus has contacted me. I know it's a pandemic but its been over 8 months I am requesting all 3 bureaus to remove all negative items on my accounts. As the law and fair credit reporting act states if the bureaus did not communicate in a timely matter all negative items should and need to be removed asap. Also of a creditor or collection is sold to someone else with out my knowledge then that debt is no longer mines. Also due to HIPPA laws no medical records supposed to be shared without writing authorization. Please have all items removed asap.
Frequently Asked Questions
What is Complaint #4710964 about?
Complaint #4710964 was filed against Equifax, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2021-09-10T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.