Debt collection -- Written notification about debt -- Complaint #4697021

Complaint Overview

Complaint ID: 4697021

Company: Americollect

Product: Debt collection

Sub-Product: Medical debt

Issue: Written notification about debt

Sub-Issue: Didn't receive notice of right to dispute

State: New Jersey

ZIP Code: 07040

Date Received: 2021-09-06T12:00:00-05:00

Date Sent to Company: 2021-09-06T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Accessed my XXXX XXXX file and noticed that AMERICOLLECT who is a third party debt collector is reporting on the credit bureaus a medical bill from XXXX XXXX XXXX XXXX XXXXA debt validation letter and cease and desist letters will be sent out to AMERICOLLECT, XXXX XXXX and all credit reporting agencies disputing this inaccuracy on my and violations against me by the said companies.

Frequently Asked Questions

What is Complaint #4697021 about?

Complaint #4697021 was filed against Americollect regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2021-09-06T12:00:00-05:00.

How did Americollect respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Americollect?

Yes, visit the Americollect company profile at readthecomplaint.com/company/americollect to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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