Debt collection -- Written notification about debt -- Complaint #4694762

Complaint Overview

Complaint ID: 4694762

Company: Stern Recovery Services, INC.

Product: Debt collection

Sub-Product: Medical debt

Issue: Written notification about debt

Sub-Issue: Didn't receive notice of right to dispute

State: North Carolina

ZIP Code: 28376

Date Received: 2021-09-05T12:00:00-05:00

Date Sent to Company: 2021-09-05T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: No

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

Stern Recovery services placed a collection on my credit reports for XXXX XXXXXXXX XXXX XXXX XXXX. I e received no correspondence from the collection agency which is required by the FCRA. They performed an illegal act and placed this collection without verification. They have violated contract law and are committing extortion.

Frequently Asked Questions

What is Complaint #4694762 about?

Complaint #4694762 was filed against Stern Recovery Services, INC. regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2021-09-05T12:00:00-05:00.

How did Stern Recovery Services, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was not timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Stern Recovery Services, INC.?

Yes, visit the Stern Recovery Services, INC. company profile at readthecomplaint.com/company/stern-recovery-services-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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