Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #4693446
Complaint Overview
Complaint ID: 4693446
Company: Experian Information Solutions INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: Florida
ZIP Code: 32703
Date Received: 2021-09-04T12:00:00-05:00
Date Sent to Company: 2021-09-21T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Older American
Consumer Narrative
I opened the account in XX/XX/XXXX I closed the account in XX/XX/XXXX I paid the balance in full in XX/XX/XXXX They tried to charge me an annual Fee of XXXX $ that started on XXXX XXXX I did not and will not pay that. They are are now reporting account closed but with and outstanding balance and late fees every month after I closed the account. XXXX XXXX XXXX Account numberXXXX Account type Credit card Responsibility Individual Date openedXXXX Status Closed. {$90.00} past due as of XX/XX/XXXX. Status updated XX/XX/XXXX Balance {$210.00} Balance updatedXXXX Recent payment $ XXXX Monthly payment {$30.00} Credit limit {$1500.00} Highest balance {$1400.00} Terms NA
Frequently Asked Questions
What is Complaint #4693446 about?
Complaint #4693446 was filed against Experian Information Solutions INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2021-09-04T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.