Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #4691714
Complaint Overview
Complaint ID: 4691714
Company: Affirm Holdings, INC
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Iowa
ZIP Code: 50701
Date Received: 2021-09-03T12:00:00-05:00
Date Sent to Company: 2021-09-03T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
There are two adverse accounts on my XXXX Credit Report from Affirm inc that do not belong to me and is a result of fraud. I wrote a letter to Affirm inc in XXXX of 2021 and as of the date of this writing I have not received a response. This writer has tried disputing with both creditor and credit bureau and it keeps coming back as verified. I filed a police report and and ID theft affidavit with the FTC all to no avail
Frequently Asked Questions
What is Complaint #4691714 about?
Complaint #4691714 was filed against Affirm Holdings, INC regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2021-09-03T12:00:00-05:00.
How did Affirm Holdings, INC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Affirm Holdings, INC?
Yes, visit the Affirm Holdings, INC company profile at readthecomplaint.com/company/affirm-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.