Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #4687482
Complaint Overview
Complaint ID: 4687482
Company: Equifax, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Texas
ZIP Code: 78664
Date Received: 2021-09-02T12:00:00-05:00
Date Sent to Company: 2021-09-02T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Re : This is certifiably not a normal debate. Make a move promptly you are in infringement. NOTICE OF PENDING LITIGATION SEEKING RELIEF AND MONETARY DAMAGES UNDER FCRA SECTION 616 and Area 617 Kindly acknowledge this last composed OFFER OF SETTLEMENT BEFORE LITIGATION as my endeavor to genially resolve your proceeded with infringement of the Fair Credit Reporting Act in regards to your refusal to erase INACCURATE, Unverifiable and Invalidated data from my customer document. I plan to seek after prosecution as per the FCRA to look for help and recuperate all financial harms that I might be qualified for under Section 616 and Section 617 if the INACCURATE, Unverifiable and Invalidated things recorded underneath are not erased immediately. A duplicate of this letter just as INACCURATE ERRONEOUS ITEMS shipped off you beforehand will likewise turn out to be important for a f ormal grumbling to the Federal Trade Commission and will be utilized as proof in forthcoming suit furnished you neglect to agree with this proposal of settlement. YOU ARE IN DIRECT VIOLATION OF THE FCRA, the unconfirmed things recorded beneath still stay on my credit report infringing upon Federal Law. You are needed under the FCRA to have a duplicate of the first lenders documentation on record to confirm that this data is mine and is right. In the consequences of your examinations, you expressed recorded as a hard copy that you " confirmed '' that these things are being " accounted for effectively ''? Who checked these records? You have NOT given me a duplicate of ANY unique documentation ( a buyer contract with my mark on it ) as needed under Section 609 ( a ) ( 1 ) ( A ) and Section 611 ( a ) ( 1 ) ( A ). Furthermore you have neglected to give the strategy for check as needed under Section 611 ( a ) ( 7 ). If it's not too much trouble, be prompted that under Section 611 ( 5 ) ( A ) of the FCRA you are needed to " ... promptly DELETE all data which can't be confirmed. '' I'm reaching you about the compromising of my federal retirement aide number. I'm a survivor of Identity Theft. I reached the Federal Trade Commission and recorded an objection # I'm a survivor of data fraud and I write to question certain data in my record coming about because of the wrongdoing that I as of late became mindful of. The things I am questioning don't identify with any exchanges that I have made or approved. Kindly REMOVE this data at the soonest conceivable time. If it's not too much trouble, know that reliant upon your reaction, I might be enumerating any possible issues with your organization through an online public official statement, including documentation of any potential little cases activity. I'm additionally including a duplicate of my grievance to the associations underneath : CC : XXXX XXXX XXXX XXXX XXXX XXXX Consumer Financial Protection Bureau XXXX XXXX XXXX XXXX Washington, D.C. XXXX CC : Law Firm XXXX, XXXX XXXX XXXX XXXX CC : Consumer Financial Protection Bureau XXXX : Attorney General 's Office CC : XXXX XXXX XXXX CC : XXXX XXXX CC : Federal Deposit Insurance Corporation CC : Comptroller Of The Currency CC : Federal Reserve System CC : XXXX XXXX XXXX CC : Federal Trade Commission CC : State Regulatory organization CC : California Regulatory organization Division of customer objections
Frequently Asked Questions
What is Complaint #4687482 about?
Complaint #4687482 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2021-09-02T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.