Debt collection -- Attempts to collect debt not owed -- Complaint #4686695
Complaint Overview
Complaint ID: 4686695
Company: Financial Data Systems
Product: Debt collection
Sub-Product: Medical debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Mississippi
ZIP Code: 38654
Date Received: 2021-09-02T12:00:00-05:00
Date Sent to Company: 2021-09-15T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: No
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Starting in XXXX of 2021 I noticed a collection XXXX you on my credit report. I have disputed this 4 different times and they will not take this off. They took the {$87.00} dollar one off. So why take that one off if you think I really owe whoever this is but want take the {$1900.00} dollar one off. Ive never heard of this company and do not owe whoever this is. My other accounts thats medical are getting paid biweekly because I knew about the bill. I havent gotten any mail for me to acknowledge them. I again do not know this
Frequently Asked Questions
What is Complaint #4686695 about?
Complaint #4686695 was filed against Financial Data Systems regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2021-09-02T12:00:00-05:00.
How did Financial Data Systems respond to this complaint?
The company responded with: "Closed with explanation". The response was not timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Financial Data Systems?
Yes, visit the Financial Data Systems company profile at readthecomplaint.com/company/financial-data-systems to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.