Debt collection -- Attempts to collect debt not owed -- Complaint #4682319
Complaint Overview
Complaint ID: 4682319
Company: Resurgent Capital Services L.P.
Product: Debt collection
Sub-Product: Federal student loan debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
State: Nevada
ZIP Code: 89030
Date Received: 2021-09-01T12:00:00-05:00
Date Sent to Company: 2021-09-01T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Under the fair crdit reporting act of 1861A in the exclusion sect. ( b ) it specifically states, " Anything extended or authorized from a credit card shall be excluded from my consumer report. A credit card is any card, plate, or coupon book, existing for the purpose of obtaining money, property, or labor services on credit. if this collection isnt removed, you will be civilly reliable for reporting this inaccurate and unautorized information.
Frequently Asked Questions
What is Complaint #4682319 about?
Complaint #4682319 was filed against Resurgent Capital Services L.P. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2021-09-01T12:00:00-05:00.
How did Resurgent Capital Services L.P. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Resurgent Capital Services L.P.?
Yes, visit the Resurgent Capital Services L.P. company profile at readthecomplaint.com/company/resurgent-capital-services-l-p to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.