Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #4680268
Complaint Overview
Complaint ID: 4680268
Company: Experian Information Solutions INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Old information reappears or never goes away
State: Maryland
ZIP Code: 20906
Date Received: 2021-08-31T12:00:00-05:00
Date Sent to Company: 2021-08-31T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
The attachment belows shows that I have a 59 % and also feels at the bottom that once I get to 40 % my loan balance will no longer be negative score factor. But some how Experion its keeping the loan balance as a negative which means I have not paid 40 % while showing the correct amount that I have paid 59 %. How it is supposed to work is once I get to40 % loan balance is to be removed. please correct because the credit tampering because experion wrongfully Named suggestions ( Score factors ) then use this suggestion that can not be disputed as real factors to destroy my score. But every time I ask the representative about score factors they referred to the ones on my file and not the ones call school factors. That are not on my file. The same file with nothing but the age of credit increase. Have been XXXX - XXXX to XXXX the same file give all these deferent number. Look at the timeline you will see Credit fraud Consecutively.
Frequently Asked Questions
What is Complaint #4680268 about?
Complaint #4680268 was filed against Experian Information Solutions INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2021-08-31T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.