Debt collection -- Written notification about debt -- Complaint #4679452

Complaint Overview

Complaint ID: 4679452

Company: Transworld Systems INC

Product: Debt collection

Sub-Product: Medical debt

Issue: Written notification about debt

Sub-Issue: Didn't receive notice of right to dispute

State: Idaho

ZIP Code: 83642

Date Received: 2021-08-31T12:00:00-05:00

Date Sent to Company: 2021-08-31T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I have a collection for a medical debt from TRANSWORLD SYSTEMS INC on my credit report that originally appeared in XX/XX/XXXX. They have never attempted to contact me in regards to this debt, yet it continues to accrue interest. I have attempted to call them a few times over the last year or so, but never was able to reach anyone. I filed a dispute with the various credit agencies last year ( XXXX ), and it was removed from two of the agencies. However, XXXX sent a validation request to TRANSWORLD SYSTEMS INC to confirm the debt. I received something in the mail, but it did not contain any account information or any other information about how to resolve the debt, only that the debt existed. To this day I still have not received any communication from TRANSWORLD SYSTEMS INC. I have not received anything in the mail, and I have not received any phone calls or voicemails from TRANSWORLD SYSTEMS INC. It seems very shady to place a collection on someone's credit file, but then not contact them so that the debt continues to accrue interest.

Frequently Asked Questions

What is Complaint #4679452 about?

Complaint #4679452 was filed against Transworld Systems INC regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2021-08-31T12:00:00-05:00.

How did Transworld Systems INC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Transworld Systems INC?

Yes, visit the Transworld Systems INC company profile at readthecomplaint.com/company/transworld-systems-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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