Debt collection -- Attempts to collect debt not owed -- Complaint #4671330

Complaint Overview

Complaint ID: 4671330

Company: Sterling Jewelers, INC.

Product: Debt collection

Sub-Product: Credit card debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was paid

State: North Carolina

ZIP Code: 27534

Date Received: 2021-08-29T12:00:00-05:00

Date Sent to Company: 2021-08-29T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

I am filing a complaint against KAY JEWELERS because they are attempting to collect a debt that I do not owe them. Account Name : KAY JEWELERS, Account Number : XXXX I would like for KAY JEWELERS to show proof of verification that I owe them {$1500.00} with the account above. To my knowledge, this account has been paid. KAY JEWELERS is reporting inaccurate information on my credit report.

Frequently Asked Questions

What is Complaint #4671330 about?

Complaint #4671330 was filed against Sterling Jewelers, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2021-08-29T12:00:00-05:00.

How did Sterling Jewelers, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Sterling Jewelers, INC.?

Yes, visit the Sterling Jewelers, INC. company profile at readthecomplaint.com/company/sterling-jewelers-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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