Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #4665704
Complaint Overview
Complaint ID: 4665704
Company: Equifax, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Louisiana
ZIP Code: 70119
Date Received: 2021-08-26T12:00:00-05:00
Date Sent to Company: 2021-08-26T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I've been disputing inaccurate accounts with XXXX, XXXX and Equifax via USPS Certified Mail over the past 6 months. According to FCRA the following accounts still remain inaccurate and needs to be removed for the following violations listed below ... .Account XXXX XXXX XXXX reports ; an inaccurate Derogatory account rating on a {$0.00} balance account by XXXX and XXXX , Payment pattern reporting after account closed date by XXXX , Re-Aged account by XXXX and XXXX ... .. Account XXXX reports ; an inaccurate Derogatory account rating on a {$0.00} balance account by XXXX, XXXX and Equifax, Payment pattern reporting after account closed date by XXXX and Equifax, Re-Aged account by XXXX, XXXX, Equifax ... .. Account XXXX reports ; an inaccurate Derogatory account rating on a {$0.00} balance account by XXXX and XXXX , Payment pattern reporting after account closed date by XXXX, Re-Aged account by XXXX and XXXX ... .. Account XXXX reports ; an inaccurate Derogatory account rating on a {$0.00} balance account by XXXX, Inaccurate Late 90 Days on a {$0.00} balance account reported by XXXX, Payment pattern reporting after account closed date by XXXX, Re-Aged account by XXXX and XXXX ... .. Account XXXX XXXX, XXXX, Equifax dates of last activity does not coincide it reports 3 different dates, this account had been Re-Aged by XXXX XXXX Equifax, Payment pattern reporting after account closed date by XXXX and Equifax. Account XXXX XXXX XXXX, XXXX, Equifax dates of last activity does not coincide it reports 3 different dates, this account had been Re-Aged by XXXX and XXXX, Payment pattern reporting after account closed date by XXXX. XXXX XXXX XXXX reports ; an inaccurate Derogatory account rating on a {$0.00} balance account by XXXX, this account had been Re-Aged by XXXX and XXXX, Payment pattern reporting after account closed date by XXXX ... .. Collection Account XXXX reports ; an inaccurate OPEN account status by XXXX , this account Re-Ages every month by XXXX XXXX XXXX Re-Aged this account when it opened, Inaccurate balance owed reported by XXXX and XXXX ... .Collection Account XXXX XXXX ( XXXX XXXX ) reports ; an inaccurate OPEN account status by XXXX, this account Re-Ages every month by XXXX ... XXXX Re-Aged this account when it opened, Inaccurate balance owed reported by XXXX and XXXX, , this account has an duplicate collection account XXXX XXXX ( XXXX XXXX XXXX XXXX ) recorded blatantly by Equifax it reports an inaccurate OPEN account status and payment status Late 120 days, records an erroneous past due amount and an inaccurate balance owed, and an erroneous payment data pattern ... Collection Account XXXX XXXX ( XXXX XXXX XXXX ) reports ; an inaccurate OPEN account status by XXXX, this account Re-Ages every month by XXXX ... XXXX Re-Aged this account when it opened, Inaccurate balance owed reported by XXXX and XXXX ,, this account has an duplicate collection account XXXX XXXX ( XXXX XXXX XXXX ) recorded blatantly by XXXX it reports an inaccurate OPEN account status and payment status Late 120 days, records an erroneous past due amount and an inaccurate balance owed and an erroneous payment data pattern .... Collection Account XXXX XXXX ( XXXX XXXX XXXX ) reports ; an inaccurate OPEN account status by XXXX, this account Re-Ages every month by XXXX ... XXXX Re-Aged this account when it opened, Inaccurate balance owed reported by XXXX and XXXX ,, this account has an duplicate collection account XXXX XXXX ( XXXX XXXX ) recorded blatantly by Equifax it reports an inaccurate OPEN account status and payment status Late 120 days, records an erroneous past due amount and an inaccurate balance owed and an erroneous payment data pattern .... Collection Account XXXX XXXX reports ; an inaccurate OPEN account status by XXXX, this account Re-Ages every month by XXXX ... XXXX Re-Aged this account when it opened, Inaccurate balance owed reported by XXXX and XXXX , ,this account has an duplicate collection account XXXX ( XXXX ) recorded blatantly by Equifax it reports an inaccurate OPEN account status and payment status Late 120 days, records an erroneous past due amount and an inaccurate balance owed and an erroneouspayment data pattern ... XXXX Find my most recent dispute letters attached.
Frequently Asked Questions
What is Complaint #4665704 about?
Complaint #4665704 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2021-08-26T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.