Checking or savings account -- Closing an account -- Complaint #4664820

Complaint Overview

Complaint ID: 4664820

Company: Chime Financial INC

Product: Checking or savings account

Sub-Product: Checking account

Issue: Closing an account

Sub-Issue: Funds not received from closed account

State: Georgia

ZIP Code: 30134

Date Received: 2021-08-26T12:00:00-05:00

Date Sent to Company: 2021-08-26T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Greetings Im a previous account holder at Chime. I had a checking account with about {$40.00} & a savings account with about {$2300.00} that was closed once I tried receiving government issued funds. Intitally when the accounts closed on XX/XX/2021 I was told that I would be receiving a check for the remaining amount of money in the next 90 days but never received it. However on XX/XX/2021 I received an email saying if theres any balance due a check will be mailed to the address on file. As I waited to receive the missing funds on XX/XX/2021 I received another email saying Upon carefully checking your account, I can see the check has still not been sent out. I wanted to let you know that I've escalated this issue and our team is making progress on your request, and we just need a bit more time.

Frequently Asked Questions

What is Complaint #4664820 about?

Complaint #4664820 was filed against Chime Financial INC regarding Checking or savings account specifically about Closing an account. It was received by the CFPB on 2021-08-26T12:00:00-05:00.

How did Chime Financial INC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Chime Financial INC?

Yes, visit the Chime Financial INC company profile at readthecomplaint.com/company/chime-financial-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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