Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #4661204
Complaint Overview
Complaint ID: 4661204
Company: Yes Auto Credit
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Nevada
ZIP Code: 89121
Date Received: 2021-08-25T12:00:00-05:00
Date Sent to Company: 2021-09-14T12:00:00-05:00
Company Response: Untimely response
Timely Response: No
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
On XX/XX/XXXX XXXX Yes Auto Unlawfully obtained my consumer report without my authorization or a permissible purpose. I have not initiated any transactions with XXXXYes Auto nor do I have a an account under collection or review with XXXXYes Auto . On XX/XX/XXXX I sent XXXXYes Auto a Notarized Letter Certified Explaining the Unauthorized Inquiry as well as a demand for a {$1000.00} settlement.
Frequently Asked Questions
What is Complaint #4661204 about?
Complaint #4661204 was filed against Yes Auto Credit regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2021-08-25T12:00:00-05:00.
How did Yes Auto Credit respond to this complaint?
The company responded with: "Untimely response". The response was not timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Yes Auto Credit?
Yes, visit the Yes Auto Credit company profile at readthecomplaint.com/company/yes-auto-credit to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.