Credit reporting, credit repair services, or other personal consumer reports -- Problem with a credit reporting company's investigation into an existing problem -- Complaint #4659428

Complaint Overview

Complaint ID: 4659428

Company: Equifax, INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Problem with a credit reporting company's investigation into an existing problem

Sub-Issue: Was not notified of investigation status or results

State: Illinois

ZIP Code: 60014

Date Received: 2021-08-24T12:00:00-05:00

Date Sent to Company: 2021-08-24T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I disputed these accounts numerous times with Equifax ; 1. XXXX XXXX XXXX ( Opened XXXX XXXX, XXXX, Balance {$130000.00} ) 2. XXXX XXXX XXXX ( Opened XXXX XXXX, XXXX, Balance {$1300.00} ) 3. XXXX XXXX XXXX ( Opened XXXX XXXX, XXXX, Balance {$3000.00}, Original Creditor Name XXXX XXXX XXXX ) As allow by the FDCA I asked experian to provide me with the method of verification or with any proof that shows that they verify this accounts but to this day they have ignored the law and failed to answer to my request.

Frequently Asked Questions

What is Complaint #4659428 about?

Complaint #4659428 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Problem with a credit reporting company's investigation into an existing problem. It was received by the CFPB on 2021-08-24T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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