Debt collection -- Written notification about debt -- Complaint #4651887

Complaint Overview

Complaint ID: 4651887

Company: Gla Collection Company, INC.

Product: Debt collection

Sub-Product: Other debt

Issue: Written notification about debt

Sub-Issue: Didn't receive notice of right to dispute

State: Idaho

ZIP Code: 832XX

Date Received: 2021-08-21T12:00:00-05:00

Date Sent to Company: 2021-08-21T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I noticed today on XX/XX/21 that I had a negative mark on my credit report from a collection agency called GLA Collection Company. One, I have never received anything in the mail form this company validating that this is a debt that belongs to me. Two, I have never received any calls from this company before they decided to place this on my credit. The original owner of this debt is XXXX XXXX XXXX and I have tried to call them multiple times to let them know that this fee doesn't belong to me. Before I left there property I spoke with the manager and was informed that there were many roommates in our apartment and I wasn't going to have to pay this. Regardless, this derogatory mark was placed on my credit report on XX/XX/21 and I consider it threatening and extreme harassment of my emotional and financial well being to do this without even a single attempt at contact written or otherwise. If this is not closed and removed from my credit report, because I was told I would not have to pay it, I will take legal action.

Frequently Asked Questions

What is Complaint #4651887 about?

Complaint #4651887 was filed against Gla Collection Company, INC. regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2021-08-21T12:00:00-05:00.

How did Gla Collection Company, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Gla Collection Company, INC.?

Yes, visit the Gla Collection Company, INC. company profile at readthecomplaint.com/company/gla-collection-company-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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