Checking or savings account -- Managing an account -- Complaint #4645680

Complaint Overview

Complaint ID: 4645680

Company: Wells Fargo & Company

Product: Checking or savings account

Sub-Product: Checking account

Issue: Managing an account

Sub-Issue: Problem using a debit or ATM card

State: Texas

ZIP Code: 787XX

Date Received: 2021-08-19T12:00:00-05:00

Date Sent to Company: 2021-08-19T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On XXXX XXXX XXXX my debit cards were stolen and used to withdraw {$1000.00} and {$700.00}, totaling {$1700.00} from 2 different Wells Fargo accounts. I don't know who this person was or how they were able to withdraw money from an ATM. I immediately reported fraud to Wells Fargo within a few hours of noticing the withdrawal. Wells Fargo denied my fraud claim. I escalated the claim and it was denied again. Wells Fargo is not honoring their anti-fraud statement that says we are not liable for purchases made without our consent or authority. I filed a police report. Why would I file a police report if this was an authorized withdrawal?

Frequently Asked Questions

What is Complaint #4645680 about?

Complaint #4645680 was filed against Wells Fargo & Company regarding Checking or savings account specifically about Managing an account. It was received by the CFPB on 2021-08-19T12:00:00-05:00.

How did Wells Fargo & Company respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Wells Fargo & Company?

Yes, visit the Wells Fargo & Company company profile at readthecomplaint.com/company/wells-fargo-company to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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