Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #4643803
Complaint Overview
Complaint ID: 4643803
Company: First Federal Credit Control, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Ohio
ZIP Code: 44001
Date Received: 2021-08-18T12:00:00-05:00
Date Sent to Company: 2021-08-18T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I recently applied for a mortgage & my mortgage lender informed me that XXXX was reporting to collection accounts from First Federal Credit on my report. I called First Federal Credit & they informed me that these accounts were not mine but were my mothers & that they shouldn't be reporting on my report. I attempted to get the accounts removed by disputing them but they are still showing up on my credit report which makes no sense because the collection company is stating they aren't even reporting the information my to credit agencies.
Frequently Asked Questions
What is Complaint #4643803 about?
Complaint #4643803 was filed against First Federal Credit Control, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2021-08-18T12:00:00-05:00.
How did First Federal Credit Control, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against First Federal Credit Control, INC.?
Yes, visit the First Federal Credit Control, INC. company profile at readthecomplaint.com/company/first-federal-credit-control-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.