Debt collection -- Written notification about debt -- Complaint #4639322

Complaint Overview

Complaint ID: 4639322

Company: Southwest Credit Systems, L.P.

Product: Debt collection

Sub-Product: Credit card debt

Issue: Written notification about debt

Sub-Issue: Didn't receive enough information to verify debt

State: Texas

ZIP Code: 79938

Date Received: 2021-08-17T12:00:00-05:00

Date Sent to Company: 2021-08-17T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I am not liable for this debt with XXXXXXXX XXXX and I do not have a contract with SW CRDT SYS plus they did not provide me with the original application like I asked. Account No : XXXX Amount Disputed : {$70.00}

Frequently Asked Questions

What is Complaint #4639322 about?

Complaint #4639322 was filed against Southwest Credit Systems, L.P. regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2021-08-17T12:00:00-05:00.

How did Southwest Credit Systems, L.P. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Southwest Credit Systems, L.P.?

Yes, visit the Southwest Credit Systems, L.P. company profile at readthecomplaint.com/company/southwest-credit-systems-l-p to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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