Debt collection -- Attempts to collect debt not owed -- Complaint #4635745

Complaint Overview

Complaint ID: 4635745

Company: Debt Recovery Solutions, LLC

Product: Debt collection

Sub-Product: Payday loan debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt is not yours

State: Virginia

ZIP Code: XXXXX

Date Received: 2021-08-16T12:00:00-05:00

Date Sent to Company: 2021-08-16T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I called Debt Recovery Solutions , LLC asking them to verify the debt that said is owed. They also received a certified letter asking to provide me with a copy of any viable evidence, bearing my signature, showing the account is being reported accurately. Debt Recovery Solutions , LLC was ask to provide the name, address, and telephone number of each person who personally verified this alleged account, so that I can inquire about how they " verified '' without providing any proof, bearing signature. I sent them a letter twice and the information was never verified. I never have taken out a online loan with this company or any other company. They sent me a computer print out without verifying any info that was ask to verify. This company reviews look like they are scammers.

Frequently Asked Questions

What is Complaint #4635745 about?

Complaint #4635745 was filed against Debt Recovery Solutions, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2021-08-16T12:00:00-05:00.

How did Debt Recovery Solutions, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Debt Recovery Solutions, LLC?

Yes, visit the Debt Recovery Solutions, LLC company profile at readthecomplaint.com/company/debt-recovery-solutions-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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