Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #4630963

Complaint Overview

Complaint ID: 4630963

Company: Mortgage Research Center, LLC

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Improper use of your report

Sub-Issue: Credit inquiries on your report that you don't recognize

State: California

ZIP Code: 91501

Date Received: 2021-08-14T12:00:00-05:00

Date Sent to Company: 2021-08-14T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

Hello, I did not authorize veterans United to check my credit report. I was inputting my information to fill in the blanks online to create a account and my credit score along with my wifes credit score were checked without us signing or authorizing for our credit to be checked. Please remove this inquiry from my credit report. Todays date that it occurred was on XX/XX/2021

Frequently Asked Questions

What is Complaint #4630963 about?

Complaint #4630963 was filed against Mortgage Research Center, LLC regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2021-08-14T12:00:00-05:00.

How did Mortgage Research Center, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Mortgage Research Center, LLC?

Yes, visit the Mortgage Research Center, LLC company profile at readthecomplaint.com/company/mortgage-research-center-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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