Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #4623034
Complaint Overview
Complaint ID: 4623034
Company: Experian Information Solutions INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Florida
ZIP Code: 322XX
Date Received: 2021-08-11T12:00:00-05:00
Date Sent to Company: 2021-08-11T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
XXXX XXXX XXXX XXXX has reported an outdated balnce to 3 CRAs since XXXX. XXXX XXXX reports the alleged debt as collections. XXXX XXXX has not provided written contract with my signature. The alleged amount has been paid by the federal government and this company is trying to collect the same amount from me. On or around XX/XX/XXXX, I requested a reasonable review within 15 days to remove the derogatory remark. The last letter I sent was to its PO box in XXXX, Florida. I have not received a response from the company within 30 days of receipt of my debt validation letter.
Frequently Asked Questions
What is Complaint #4623034 about?
Complaint #4623034 was filed against Experian Information Solutions INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2021-08-11T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.