Debt collection -- Attempts to collect debt not owed -- Complaint #4612989

Complaint Overview

Complaint ID: 4612989

Company: Franklin Collection Service, INC.

Product: Debt collection

Sub-Product: Other debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt is not yours

State: Florida

ZIP Code: 32712

Date Received: 2021-08-08T12:00:00-05:00

Date Sent to Company: 2021-08-08T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

This debt is not mine. I have had this debt show up previously from XXXX with another collections company in which I disputed the debt and was it was removed and never validated. Now it has been sold to another collections company and the debt is not mine and has not been validated at request. Please remove debt or send proof of validation.

Frequently Asked Questions

What is Complaint #4612989 about?

Complaint #4612989 was filed against Franklin Collection Service, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2021-08-08T12:00:00-05:00.

How did Franklin Collection Service, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Franklin Collection Service, INC.?

Yes, visit the Franklin Collection Service, INC. company profile at readthecomplaint.com/company/franklin-collection-service-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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