Checking or savings account -- Managing an account -- Complaint #4609543
Complaint Overview
Complaint ID: 4609543
Company: Chime Financial INC
Product: Checking or savings account
Sub-Product: Other banking product or service
Issue: Managing an account
Sub-Issue: Problem using a debit or ATM card
State: South Carolina
ZIP Code: 29405
Date Received: 2021-08-06T12:00:00-05:00
Date Sent to Company: 2021-08-06T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
On XX/XX/XXXX -A unauthorized transaction was made where google it showed XXXX taking XXXX $ when. I disputed it chime gave me a provisional credit but then later reversed it when I did my own investigation XXXX told me the transaction was never completed and provided a transaction Id. Chime mad my account almost XXXX . When my SSI got deposited they took all of it for my account being overdrawn. They keep opening my credit builder account without my permission and not reporting the correct account information or payments made every month. When I told them they refused to correct any of the issues. I became XXXX cause how they grossly and purposefully handled my funds.
Frequently Asked Questions
What is Complaint #4609543 about?
Complaint #4609543 was filed against Chime Financial INC regarding Checking or savings account specifically about Managing an account. It was received by the CFPB on 2021-08-06T12:00:00-05:00.
How did Chime Financial INC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.
Can I see other complaints against Chime Financial INC?
Yes, visit the Chime Financial INC company profile at readthecomplaint.com/company/chime-financial-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.