Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #4591566

Complaint Overview

Complaint ID: 4591566

Company: Congress Collection CORP

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Account information incorrect

State: Michigan

ZIP Code: 48207

Date Received: 2021-07-31T12:00:00-05:00

Date Sent to Company: 2021-07-31T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Congress Collection is reporting inaccurate information to my credit report and XXXX is allowing it. I've sent multiple letters to both to have them correct their mistakes and delete this account. Congress Collection showed no validation but a bill they probably printed themselves. This is ridiculous! Congress Collection letter dates : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Experian letter dates : XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX

Frequently Asked Questions

What is Complaint #4591566 about?

Complaint #4591566 was filed against Congress Collection CORP regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2021-07-31T12:00:00-05:00.

How did Congress Collection CORP respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Congress Collection CORP?

Yes, visit the Congress Collection CORP company profile at readthecomplaint.com/company/congress-collection-corp to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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