Debt collection -- Attempts to collect debt not owed -- Complaint #4582603
Complaint Overview
Complaint ID: 4582603
Company: Turner Acceptance CORP.
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Illinois
ZIP Code: 60505
Date Received: 2021-07-28T12:00:00-05:00
Date Sent to Company: 2021-08-12T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Recently I reviewed on of my credit reports and notice there were some inaccurate, outdated, and fraudulent information that will need to be removed. I am a victim of identity theft and several of the items on my credit report is not mine. I have noticed a social security number that is not mine. According to the provisions of the Fair Credit Reporting Act 611 ( a ) [ 15 USC 1681i ( a ) ], these disputed items must be investigated or deleted from my credit record within 30 days. During the investigation period, the items I am disputing must be removed from my credit report as the mere reporting of items prior to debt validation constitutes collection activity. The Fair Debt Collection Act/ ( O.R.C. 2305.07 ) and ( O.R.C. 1303.16 ( B ) Ohio Debt Collection Statutes of Limitation. I am requesting my name, address and social security number, telephone number updated and remove any other names, addresses and social security number, telephone numbers that does not belong to me. If the account can not be verified, your company must delete the account from my credit report. If you can not show proof that you have verified this debt and continue to list these items on my credit report, I am prepared to sue your company under the Fair Credit Reporting Act.
Frequently Asked Questions
What is Complaint #4582603 about?
Complaint #4582603 was filed against Turner Acceptance CORP. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2021-07-28T12:00:00-05:00.
How did Turner Acceptance CORP. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Turner Acceptance CORP.?
Yes, visit the Turner Acceptance CORP. company profile at readthecomplaint.com/company/turner-acceptance-corp to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.