Mortgage -- Applying for a mortgage or refinancing an existing mortgage -- Complaint #4580321

Complaint Overview

Complaint ID: 4580321

Company: Navy Federal Credit Union

Product: Mortgage

Sub-Product: VA mortgage

Issue: Applying for a mortgage or refinancing an existing mortgage

State: Texas

ZIP Code: 78628

Date Received: 2021-07-27T12:00:00-05:00

Date Sent to Company: 2021-07-27T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

I recently attempted to apply for a Mortgage refinance with NFCU. When applying NFCU had a screen out process without allowing me to actually apply for a mortgage refinance. I was screen out of a mortgage refinance without ever having applied nor be given a fair opportunity to apply. I feel this is discriminatory.

Frequently Asked Questions

What is Complaint #4580321 about?

Complaint #4580321 was filed against Navy Federal Credit Union regarding Mortgage specifically about Applying for a mortgage or refinancing an existing mortgage. It was received by the CFPB on 2021-07-27T12:00:00-05:00.

How did Navy Federal Credit Union respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Mortgage) and describe your issue in detail.

Can I see other complaints against Navy Federal Credit Union?

Yes, visit the Navy Federal Credit Union company profile at readthecomplaint.com/company/navy-federal-credit-union to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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