Credit reporting, credit repair services, or other personal consumer reports -- Problem with a credit reporting company's investigation into an existing problem -- Complaint #4571575

Complaint Overview

Complaint ID: 4571575

Company: Experian Information Solutions INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Problem with a credit reporting company's investigation into an existing problem

Sub-Issue: Their investigation did not fix an error on your report

State: North Carolina

ZIP Code: 27597

Date Received: 2021-07-24T12:00:00-05:00

Date Sent to Company: 2021-07-24T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I have submitted letters to Experian for the longest now. I sent in hard copy letters ( certified mail ) regarding 6 accounts on my Experian report that they are failing to verify accurately! I have a copies of the letter I sent in. I have not yet received any information in the mail from Experian regarding these accounts explaining that they are mine. No one has sent me information on how they verified these accounts. You can just select " verified with company ''! NO I want to know how you verified this information, who did you speak too, what was the agent name, time, and more! I want to see a physical copy with MY SIGNATURE on it verifying that, those are my accounts. Accounts are listed below. XXXX XXXX : Account number XXXX ... XXXX XXXX XXXX XXXX XXXX : Account number : XXXX : Account was PAID AND FULL. There shouldn't be a LATE PAYMENT up there. Please remove inaccurate information. XXXX/XXXX : Account number : XXXX Account is not mine. Please validate, remove from my report. XXXX XXXX XXXX XXXX : Account number : XXXX, Account is not mine. Please validate, remove from my report. XXXX/XXXX : Account number : XXXX Account is not mine. Please validate, remove from my report. XXXX : Account number : XXXX ... Account is not mine. Please validate, remove from my report. Experian failed to send actually proof to my home verifying these account with any of my information on them. They have violated the right under the FCRA. I will sue, if no one can show me signed contracts with my signature for these accounts. These accounts are hurting my credit profile. Thank you for your time.

Frequently Asked Questions

What is Complaint #4571575 about?

Complaint #4571575 was filed against Experian Information Solutions INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Problem with a credit reporting company's investigation into an existing problem. It was received by the CFPB on 2021-07-24T12:00:00-05:00.

How did Experian Information Solutions INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Experian Information Solutions INC.?

Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

Related Pages