Credit reporting, credit repair services, or other personal consumer reports -- Problem with a credit reporting company's investigation into an existing problem -- Complaint #4570491

Complaint Overview

Complaint ID: 4570491

Company: Mid-Atlantic Finance Co., INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Problem with a credit reporting company's investigation into an existing problem

Sub-Issue: Investigation took more than 30 days

State: Texas

ZIP Code: 77063

Date Received: 2021-07-22T12:00:00-05:00

Date Sent to Company: 2021-07-22T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Mid Atlantic Finance company has not reported my two paid off auto loans to XXXX credit bureau They have reported them to XXXX and XXXX but not XXXX. It has been one year of me emailing Mid Atlantic management employees XXXX XXXX ( XXXX ) I have been told over and over the next month the two paid off auto loan account numbers XXXX and XXXX will report to my XXXX but they still have not. It is unfair that I paid off 2 cars 100 % on time payments but am not getting credit for it by XXXX.

Frequently Asked Questions

What is Complaint #4570491 about?

Complaint #4570491 was filed against Mid-Atlantic Finance Co., INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Problem with a credit reporting company's investigation into an existing problem. It was received by the CFPB on 2021-07-22T12:00:00-05:00.

How did Mid-Atlantic Finance Co., INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Mid-Atlantic Finance Co., INC.?

Yes, visit the Mid-Atlantic Finance Co., INC. company profile at readthecomplaint.com/company/mid-atlantic-finance-co-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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