Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #4560257
Complaint Overview
Complaint ID: 4560257
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Kentucky
ZIP Code: 402XX
Date Received: 2021-07-20T12:00:00-05:00
Date Sent to Company: 2021-07-20T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
due to Covid it has been especially difficult being a minority to survive with no working capital to continue business. For the first time I decided to apply with a lender but first I wanted to check my credit and when i did, i found numerous hard inquiries that I did not execute. I immediately notified all 3 reporting agencies and XXXX bank. XXXX, XXXX, and XXXX did their own investigations and concluded that it was fraud like i said. I just received a letter from Transuions telling me that they will stay on my report. I need to know how 4 reputable institutions did an investigation and came to the same conclusion but Transunion. It makes me as a consumer feel as though I am being dishonest even though I was victimized. I had to get a new server and place XXXX XXXX XXXX XXXX on all my devices which is an extra expense that I can not afford. I took all the necessary steps to ensure my information is kept private. However, now because Transunion has decided to keep these on my report for the next 2 years which is unacceptable. If you view my report you can CLEARLY see multiple inquiries on the same day. ALL of my bills are completely paid on time and or paid off, no bankruptcies or derogatory or dilquancies I am submitting my second complaint regarding Transunion reporting the WRONG information on my report and I was never notified of these inquiries. Even with having a freeze on my account.
Frequently Asked Questions
What is Complaint #4560257 about?
Complaint #4560257 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2021-07-20T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.