Debt collection -- False statements or representation -- Complaint #4559133
Complaint Overview
Complaint ID: 4559133
Company: Collection Bureau Of America Ltd.
Product: Debt collection
Sub-Product: Other debt
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: Washington
ZIP Code: 98003
Date Received: 2021-07-20T12:00:00-05:00
Date Sent to Company: 2021-07-20T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Collection Bureau of America working as XXXX XXXX had a {$10.00} " late fee '' added to my account XXXX. I paid that account, in full, on XXXX. The late fee they added, they have been reporting as late since XXXX. It has destroyed my credit. This is for account XXXX under XXXX XXXX, just in case CBA wants to say they " don't have my account '' like they tried to say earlier, when I told them they are extorting the {$10.00} payment as a Pay to Delete scheme. Funny. All of a sudden, they delete my account. But then, they will not tell me that ALL incorrect credit reporting will be removed going back to XXXX. This has been the single biggest negative mark on my credit and I have recorded all calls with them today. I will have no issues taking them to court and publishing the entire experience, including the initial extortion, online. And I will promote that page so it is viewed as much as possible.
Frequently Asked Questions
What is Complaint #4559133 about?
Complaint #4559133 was filed against Collection Bureau Of America Ltd. regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2021-07-20T12:00:00-05:00.
How did Collection Bureau Of America Ltd. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Collection Bureau Of America Ltd.?
Yes, visit the Collection Bureau Of America Ltd. company profile at readthecomplaint.com/company/collection-bureau-of-america-ltd to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.